Placer County HOA Guide
Loomis HOA Guide: Local Rules for Boards and Owners
Loomis is a small rural town of about 7,000 residents, and about 87% of its homes are owner-occupied. Much of the town is zoned for large lots, up to a 4.6-acre minimum in its agricultural residential district.
Large-lot zoning shapes the town, and the rules a Loomis board runs into are rural ones: oak trees, creeks, private roads, fire clearance and neighbors who farm. This guide collects the Loomis rules a board runs into most often and points you to the How2HOA guide that explains what to do about each one.
Local rules on this page were checked against Town of Loomis sources, the Loomis Municipal Code, the South Placer Fire District and the Placer County Water Agency on October 9, 2026. Rules change, so confirm the current one before you act on it. Sources are listed at the bottom of the page.
At a glance
HOAs in Loomis at a glance
No public agency publishes a count of Loomis HOAs or a typical dues figure, so we do not quote one. We could not confirm details for individual Loomis associations on their own public websites, so we do not name any here. This is what the public record shows:
A small association has the same legal duties as a large one. If your Loomis association exists mainly to maintain a private road, a gate or a shared open-space parcel, the Davis-Stirling Act still applies to its meetings, elections, budgets and reserves.
Local rules
Rules that apply in Loomis
Three layers of rules apply to a Loomis association. State law comes first, mainly the Davis-Stirling Act. Town ordinances apply to every property, in an HOA or not. Your governing documents can then be stricter than the town in most areas, and state law limits them in a few.
Oak treesLoomis has one of the more detailed tree ordinances in the county (Municipal Code Chapter 13.54).
Loomis has one of the more detailed tree ordinances in the county (Municipal Code Chapter 13.54). The main points, as we read them:
The ordinance does not say how the small-parcel exemption applies to association common area or open-space lots. Ask the Planning Division before a vendor removes an oak there. Fire clearance does not replace the permit: get both answers before the work starts.
What to do about it: How to Hire a Contractor for Your Homeowners Association and What Are HOA Assets?
Fire hazard zones and vegetationThe Town Council adopted the state’s updated fire hazard severity zones by Ordinance 301 in August 2025 (Municipal Code Chapter 7.30).
The Town Council adopted the state’s updated fire hazard severity zones by Ordinance 301 in August 2025 (Municipal Code Chapter 7.30). Loomis has 1,888 acres in the High zone and 1,143 acres in the Moderate zone, and no Very High zone. If a parcel falls in two zones, the higher one applies to the whole parcel.
We did not find a town or fire district page that states a grass height or clearance distance specific to Loomis. The district’s weed abatement page points to a Placer County ordinance. Call the district at (916) 791-7059 and ask what standard its inspectors apply to your common area.
What to do about it: How to Minimize Homeowners Association Liability, The Ins and Outs of HOA Insurance and our HOA maintenance and vendors section.
Fences and gatesLoomis writes its fence rules for rural lots (section 13.30.040):
Loomis writes its fence rules for rural lots (section 13.30.040):
The Town Council amended this division of the zoning code in May 2026 (Ordinances 304 and 305) and the online code had not been updated when we checked, so confirm these numbers with Planning. The code has a separate section on entry structures and adjoining walls (section 13.30.045), which matters if your association plans a new gate or entry monument. Ask Planning about it early.
What to do about it: see how architectural requests work.
RVs, trailers and street parkingThe Placer County Sheriff’s Loomis office handles vehicles on public streets.
The Placer County Sheriff’s Loomis office handles vehicles on public streets. On a private road your association owns, your own rules and state towing law govern.
What to do about it: How to Set Up a Towing Service in Your Homeowners Association and HOA Rules and Enforcing Violations.
Short-term rentalsWe found no short-term rental permit program in the Loomis Municipal Code or on the town’s website when we checked.
We found no short-term rental permit program in the Loomis Municipal Code or on the town’s website when we checked. The zoning code lists bed and breakfast inns, which need a use permit in the RA, RE, RR and RS districts and are limited to five guest rooms (section 13.42.070). It does not list short-term or vacation rentals of a whole home. The town’s 8% lodging tax covers stays of 30 days or less, but its definition of a hotel is written for buildings with three or more units. Ask the Planning Division how the town treats a specific property.
With no town permit system, your CC&Rs are the main control. California Civil Code section 4741 limits rental bans but says it does not stop an association from prohibiting rentals of 30 days or less.
What to do about it: How to Handle Short-Term Rentals in Your Community and Renting Out Your Home in a Homeowners Association.
Accessory dwelling unitsThe town’s ADU and junior ADU standards are in section 13.42.270 of the zoning code.
The town’s ADU and junior ADU standards are in section 13.42.270 of the zoning code. The Town Council adopted an urgency ordinance on June 9, 2026 (Ordinance 307) that amended the division of the zoning code containing this section, and the online code had not yet been updated past December 2025 when we checked, so we do not quote sizes or setbacks here. Call the Planning Division at (916) 652-1840 for the current standards. The ADU handbook posted on the town’s website appears to be a general handbook, not a statement of Loomis standards. The town also runs a Pre-Approved ADU Program.
Civil Code section 4751 voids CC&R provisions that prohibit or unreasonably restrict an ADU or junior ADU on a lot zoned for single-family use. An association can still apply reasonable restrictions through architectural review.
What to do about it: How to Rewrite HOA Governing Documents.
Water and landscapingThe town lists the Placer County Water Agency (PCWA) as the water provider for Loomis.
The town lists the Placer County Water Agency (PCWA) as the water provider for Loomis. We found no day-of-week watering schedule on PCWA’s site. Its rules require customers to prevent water waste, with a water waste charge or reduced service for customers who do not (section 40208).
The deadline to plan for is January 1, 2029. From that date PCWA, following state law, bars the use of drinking water on nonfunctional turf in HOA common areas. That means decorative lawn such as entry strips and medians. Lawn that people use for recreation can still be watered, and so can trees. The rule does not require you to remove the lawn. PCWA lists a lawn replacement rebate of $3 per square foot, up to $15,000 for commercial accounts, but its page does not say whether an HOA common-area account qualifies for the commercial amount. Call PCWA at (530) 823-4850 and get the answer in writing before you budget on it.
What to do about it: Planning Your HOA Budget, Understanding HOA Reserve Studies and the Vendor Comparison Worksheet.
Creeks, farms and animalsThree parts of the zoning code set Loomis apart from its suburban neighbors:
Three parts of the zoning code set Loomis apart from its suburban neighbors:
For a board, this means two things. Read the creek chapter before you approve any clearing, planting or building near a waterway in the common area. And if your CC&Rs carry the farming disclosure, do not expect the town to act on complaints about normal farm noise, dust or odor next door.
Noise and work hoursThe town’s noise standards (section 13.30.070) allow construction from 7 a.m. to 7 p.m.
The town’s noise standards (section 13.30.070) allow construction from 7 a.m. to 7 p.m. Monday through Friday and from 8 a.m. to 7 p.m. on Saturday. Work on Sundays and national holidays is allowed only between 9 a.m. and 5 p.m., and only if the Planning Commission or Town Council authorizes it. The Town Council amended this division of the zoning code in May 2026 (Ordinances 304 and 305) and the online code had not been updated when we checked. Confirm the hours with the town before you put them in a contract. Your own rules can be stricter.
What to do about it: Managing Outside Vendors for Your HOA.
Is this a lot for a small board to track?
Town rules, fire district rules, water agency rules, state law and your own documents all change, and in a small association the same few volunteers have to keep up with all of it. If your Loomis board is deciding between managing itself and hiring help, start with Self-Managed vs. Professional HOA Management, or tell us about your community and we will send you options from affiliated management companies.
Compare HOA management optionsQuick answers
Questions Loomis board members ask
Do we need a permit to remove an oak in the common area?
Assume yes for a native oak of 6 inches or more (4 inches for a blue oak), even if the tree is dead or hazardous. The code exempts a dead, dying or hazardous tree from replacement, and it does not say the permit is waived. Confirm with the Planning Division at (916) 652-1840.
Is Loomis in a Very High fire zone?
No. The town’s adopted map has High and Moderate zones only. About 1,900 acres of the town are in the High zone, where defensible space and a disclosure at sale apply. See homeowners insurance in an HOA.
Can our HOA ban short-term rentals in Loomis?
Yes, if your governing documents say so. Civil Code section 4741 does not stop an association from prohibiting rentals of 30 days or less. More in How to Handle Short-Term Rentals in Your Community.
Can an owner keep an RV or horse trailer at home?
Under the town code, yes on the owner’s lot if it sits entirely within the property lines and is not stored in the front or street-side setback. On the street the limit is 72 hours for loading or maintenance. Your rules can be stricter. See HOA Rules and Enforcing Violations.
Our association only maintains a private road. Do HOA laws still apply?
If it is a common interest development under the Davis-Stirling Act, yes. Size does not change the rules for meetings, elections, budgets and reserves. A road is also the kind of asset a reserve study is for. See how an HOA should manage asphalt roads and pavements and Understanding HOA Reserve Studies.
Are there set watering days in Loomis?
We found no day-of-week watering schedule on PCWA’s site. Its rules prohibit water waste.
Calendar
A Loomis board’s year
The inspection months below come from the South Placer Fire District. The maintenance items are general good practice, not legal requirements.
Keep the year on track: use the Board Meeting Checklist and the Annual HOA Budget Checklist.
Who to call
Loomis contacts for HOA boards
| Office | Phone | Use it for |
|---|---|---|
| Town Hall | (916) 652-1840 | Planning, building, code enforcement, engineering, 3665 Taylor Road. Open Monday through Thursday. |
| Town Clerk | (916) 824-1509 | Council agendas and records |
| South Placer Fire District | (916) 791-7059 | Fire zones, weed abatement, burn permits |
| Placer County Sheriff, Loomis office | (916) 652-2400 | Street parking and abandoned vehicles |
| Placer County Water Agency | (530) 823-4850 | Water service, rebates, water waste |
| South Placer Municipal Utility District | (916) 786-8555 | Sewer |
| Recology Auburn Placer | (530) 885-3735 | Trash and recycling |
| PG&E | (877) 660-6789 | Electric service |
| CAI California North Chapter | (279) 800-5356 | Board education |
The Town Council meets at 6 p.m. on the second Tuesday of each month at the Train Depot, 5775 Horseshoe Bar Road.
Keep going
Where to go next on How2HOA
Sources for this guide
These sources open in a new tab.
Town of Loomis: Loomis Municipal Code; Chapter 13.54, tree conservation; Chapter 13.30, fences, noise and setbacks; Chapter 8.08, parking; Chapter 13.36, parking and loading; Chapter 7.30, fire hazard severity zones; Chapter 7.04, nuisances; Chapter 7.08, outdoor burning; Chapter 13.56, waterway protection; Chapter 13.50, right to farm; Chapter 13.42, specific land uses; Chapter 13.24, residential districts; Chapter 3.20, transient occupancy tax; fire hazard severity zones; Ordinance 301 staff report; safe weed abatement handout; tree preservation documents; Hidden Grove project; Town Council; utilities; contact; Loomis Pre-Approved ADU Program.
South Placer Fire District: weed abatement; residential burning; fire hazard severity zones.
Placer County Water Agency: Rules and Regulations, section 40208; nonfunctional turf; rebate programs.
Other: U.S. Census Bureau QuickFacts, Loomis; Hidden Grove notice of preparation, State Clearinghouse; CAI California North Chapter; California Civil Code section 4741 and section 4751; AB 1572 (2023).
Professional management
Thinking about management help?
Tell us about your community and we will send you options from affiliated management companies.
Compare HOA management optionsBrowse all HOA topicsThis page is general educational information, not legal, financial or insurance advice. How2HOA is not affiliated with any association in Loomis. Town ordinances and state law change, and your association’s governing documents control many of these questions, so check the current rule and talk with your association’s attorney or another qualified professional about your situation.