California Law

California HOA Law: The Davis-Stirling Act for Boards and Owners

California HOA law is built on the Davis-Stirling Common Interest Development Act, the part of the Civil Code that governs residential community associations in the state.

In this section

Ten guides in two groups:

Davis-Stirling Act overview

California rules covered in other sections

See meetings and elections

The basics

California HOA Law Basics: The Davis-Stirling Act

The act is amended often, so read the current text of a section before you rely on any summary, including ours.

It regulates how a board meets, runs elections, sets and collects assessments, disciplines members and reports to owners, often step by step, and where it conflicts with your governing documents the statute wins.

This section is for directors and managers of California associations and for owners who want to know what their association is required to do. The rest of this site explains principles that hold in most states. Here we collect the California rules and point to the articles that cover each one.

The act is Civil Code sections 4000 to 6150. It applies to a “common interest development,” which section 4100 defines as a condominium project, a planned development, a community apartment project or a stock cooperative. Under section 4175, a planned development is a development other than those three that has common area owned by the association or by the owners in common, or common area that an association maintains with the power to levy assessments that can become liens. Associations of detached homes and townhomes usually fall here.

The act applies once a lot or unit has been conveyed with an interest in the common area or membership in the association, and the declaration, any condominium plan and any required subdivision map are recorded (section 4200). A development with no common area is outside it (section 4201). So are commercial and industrial developments (section 4202), which fall under the separate Commercial and Industrial Common Interest Development Act, beginning at section 6500.

Your own documents sit beneath the statute. Section 4205 sets the order: the law prevails over the governing documents, the declaration (your CC&Rs) over the articles of incorporation, the articles and declaration over the bylaws, and all three over the operating rules. Some sections apply whatever your documents say, such as the secret ballot rules in section 5100. Others set a floor your documents can raise, such as the monthly financial review in section 5500.

The Corporations Code matters too. An association can be a nonprofit corporation or an unincorporated association (section 4080). One incorporated as a nonprofit mutual benefit corporation is also governed by the Nonprofit Mutual Benefit Corporation Law. Section 4805 gives every association, incorporated or not, the corporate powers listed in Corporations Code section 7140 unless its governing documents say otherwise, and section 5100 says the act’s election procedures prevail where the two laws conflict on elections.

The act’s chapters show what it regulates:

  • Governing documents and operating rules (sections 4205 to 4370)
  • Ownership and transfer, including seller disclosures (4500 to 4650)
  • Property use and maintenance (4700 to 4790)
  • Governance, including board meetings, member elections, records and annual reports (4800 to 5450)
  • Finances and reserves (5500 to 5580)
  • Assessments and their collection (5600 to 5740)
  • Insurance and liability (5800 to 5810)
  • Discipline, dispute resolution and enforcement (5850 to 5986)
  • Construction defect litigation (6100 to 6150)

1 guide

Davis-Stirling Act Overview

The Davis-Stirling Act Explained: A Guide for California HOA Boards

A detailed walk-through of the Davis-Stirling Act for California HOA boards.

9 guides

California Rules Covered in Other Sections

How to Enforce HOA Rules in Your Homeowners Association

Sets out the formal enforcement steps, with a California section on the fine schedule and fine cap in Civil Code section 5850 and the notice and hearing required by section 5855.

8 Tips to Handle Raising HOA Fees

Covers how to justify and adopt an increase, with a California section on how far a board can raise regular assessments or levy special assessments without a member vote (section 5605).

HOA Financial Reports: Learn the Different Parts

Explains each statement in the monthly packet, with a California section on the board’s monthly review duty under section 5500.

The 5 Core HOA Insurance Policies

Describes the association’s core policies, with a California section on the act’s insurance provisions, including the fidelity coverage required by section 5806.

How to Conduct Effective HOA Elections

Gives general guidance on running a board election, from checking the bylaws to confirming a quorum and counting votes; in California, the secret ballot procedures in Civil Code sections 5100 to 5145 generally govern director elections.

How to Establish an HOA Lien

Describes the usual steps for recording an assessment lien; California’s own requirements, including a certified-mail notice at least 30 days before recording (section 5660), are in Civil Code sections 5650 to 5740.

What Is the Difference Between Property Management and HOA Management?

Explains whom each kind of manager works for, with a California section on licensing, the “certified common interest development manager” title (Business and Professions Code section 11502) and the written disclosure a prospective managing agent must give the board under Civil Code section 5375.

Benefits of Selling a Home With an HOA

Written for sellers, with a California section on the documents section 4525 requires an owner to give a prospective buyer.

What Everyone Should Know About Buying a Home With an HOA

Shows buyers which association documents to read and what to look for, with the California list of what the seller must hand over.

Keep going

Related Sections

Rules and Governing Documents

How CC&Rs, bylaws and rules work in any state.

Meetings and Elections

Running board meetings, member meetings and votes.

Finances

Budgets, reserves, assessments and collections.

Management

Working with a management company.

Local Guides by City

City and neighborhood rules, starting with Placer County.

Start here

Start With the Davis-Stirling Act

A detailed walk-through of the Davis-Stirling Act for California HOA boards.

This page is general educational information, not legal, financial or insurance advice. Laws vary by state and your association's governing documents control many of these questions, so check with your association's attorney or another qualified professional about your situation.

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