Sacramento County HOA Guide

Rancho Cordova HOA Guide: Local Rules for Boards and Owners

Rancho Cordova is a city of about 87,500 people in eastern Sacramento County, up from 79,332 at the 2020 census. Much of the newer housing sits in the Sunridge and Rio del Oro plan areas, where owners pay city special taxes on top of any HOA dues.

This guide covers the districts on the tax bill, the city rules that overlap with HOA rules, and who to call.

Local rules on this page were checked against the Rancho Cordova Municipal Code, city documents, the Sacramento Metropolitan Fire District and the water providers on October 9, 2026. Rules change, so confirm the current one before you act on it. Sources are listed at the bottom of the page.

At a glance

HOAs in Rancho Cordova at a glance

No public agency publishes a list or count of Rancho Cordova associations. Public records do show the plan areas and financing districts that sit beside HOA dues.

Sunridge Specific PlanMore than 2,632 acres, including the Anatolia villages, Sunridge Park and North Douglas.
AnatoliaCFD 2003-1 (Sunridge Anatolia) sold bonds for roads, sewer, water and parks. Anatolia IV is also in CFD 2014-2, the street, lighting and landscape district.
Sunridge Park and North DouglasCFD 2004-1 and CFD 2005-1 each levy a facilities tax and a separate services tax, which is authorized for police protection.
Rio del OroProposed at about 3,828 acres and 11,601 homes. It is in CFD 2014-2 and in CFD 2018-2, which pays for plazas, trails and neighborhood greens.

For fiscal year 2025-26, CFD 2014-2 charges a single-family home $556.54 in Zone 3, which includes Anatolia IV and Rio del Oro. The Cordova Recreation and Park District levies its own assessment, $33.00 per single-family home in most zones and nothing in one zone.

These charges are not HOA dues. They are on the county property tax bill, and the board does not set them.

Local rules

Rules that apply in Rancho Cordova

State law comes first, then city ordinances, then your governing documents. Your documents can be stricter, but cannot permit what the city or state prohibits.

Short-term rentalsWe found no short-term rental permit chapter in the municipal code, so the hotel tax rules are the ones we can point to.

We found no short-term rental permit chapter in the municipal code, so the hotel tax rules are the ones we can point to. Chapter 3.08 sets a 12 percent transient occupancy tax on stays of 30 days or less, and section 3.08.060 requires a business license and a tax registration before renting to transients. The city’s ADU handout says an ADU can only be rented for longer than 30 days. Confirm with Planning before telling an owner hosting is allowed. Civil Code 4741 lets an association prohibit rentals of 30 days or less.

What to do about it: Check your CC&Rs on short stays, then read HOA renters.

Rental housing registrationEvery residential rental property in the city must be registered, and the city says owners register annually.

Every residential rental property in the city must be registered, and the city says owners register annually. Section 16.20.1215 requires it. The only exemption we found, in section 16.20.1210, covers new buildings for five years. Neither the code nor the city’s program page mentions condominiums, so ask Neighborhood Services about rented condominiums. The city lists a $70 fee per registration, a figure dated July 1, 2020, and may inspect units for health and safety. This is the owner’s duty.

What to do about it: Tell owners who rent about the program. See Rental residences in HOAs. For the California rules, see our guide to buying, selling and renting in a California HOA.

Accessory dwelling unitsThe city allows one ADU plus one junior ADU on a single-family lot under section 23.901.060.

The city allows one ADU plus one junior ADU on a single-family lot under section 23.901.060. ADUs are capped at 850 square feet with one bedroom or 1,000 with more, and detached ADUs need 4-foot side and rear setbacks. Civil Code 4751 stops CC&Rs from prohibiting or unreasonably restricting ADUs on single-family lots.

What to do about it: Update your architectural rules using How to propose changes to your property. For how architectural review works under California law, see California HOA architectural review and owner rights.

Parking, RVs and commercial vehiclesOn public streets, no vehicle may stay parked for 72 consecutive hours (section 10.24.070).

On public streets, no vehicle may stay parked for 72 consecutive hours (section 10.24.070). Motor homes and boat trailers have the same limit in residential districts, and moving one less than 300 feet does not reset the clock. Section 10.24.075 bars commercial and oversized vehicles from city streets, with exceptions such as loading, and a detached trailer counts as one regardless of size. On residential lots, section 16.18.1703 requires RVs and trailers to be stored with awnings and sliders closed, four feet from the back of curb. Private streets are the association’s job.

What to do about it: For private streets, see How to set up a towing service. For the state rules on enforcement, fines and hearings, see California HOA enforcement, fines and disputes.

Water and landscapingThree providers serve the city, and all publish the same days: odd addresses on Tuesday, Thursday and Saturday, even addresses on Wednesday, Friday and Sunday.

Three providers serve the city, and all publish the same days: odd addresses on Tuesday, Thursday and Saturday, even addresses on Wednesday, Friday and Sunday. Golden State Water and the Sacramento County Water Agency point to overnight watering, ending at 8 a.m. California American Water recommends before 9 a.m. or after 8 p.m. and lists turf rebates starting at $2 per square foot, with approval required before work starts. Under AB 1572, HOA common areas may not use potable water on nonfunctional turf from January 1, 2029. Civil Code 4735 bars banning low-water plants or artificial turf.

What to do about it: Ask about rebates before you bid a turf conversion. Use the vendor comparison worksheet. For the California rules behind these projects, see California HOA maintenance and repair responsibilities and California HOA reserves.

Tree rulesA city tree permit is needed to remove or heavily trim a protected tree, including on HOA common area.

A city tree permit is needed to remove or heavily trim a protected tree, including on HOA common area. Chapter 19.12 protects native oaks with a trunk of 6 inches or more, other trees of 24 inches or more on residential property, and any tree planted as a condition of development. Major trimming means removing 10 percent or more of the canopy, or cutting roots or branches over two inches in diameter. Apply to Public Works with an arborist’s statement.

What to do about it: Put the permit step in your landscape contract. See Managing outside vendors.

Weeds and fire hazardsOwners must clear dry grass and brush at least 30 feet from structures, combustible fences and vehicles (section 17.12.060).

Owners must clear dry grass and brush at least 30 feet from structures, combustible fences and vehicles (section 17.12.060). Grass over eight inches is a violation, and a notice gives at least 15 days before the city can clear the lot and lien the cost. The fire district’s own standard is 6 inches, so use the stricter figure. The Sacramento Metropolitan Fire District inspects from May through November.

What to do about it: Schedule open-space mowing before May. See Maintenance. For what the association’s insurance has to cover, see California HOA insurance requirements.

Noise and work hoursConstruction noise is not allowed between 8 p.m. and 6 a.m. on weekdays, or between 8 p.m. and 7 a.m. on weekends (section 6.68.090).

Construction noise is not allowed between 8 p.m. and 6 a.m. on weekdays, or between 8 p.m. and 7 a.m. on weekends (section 6.68.090). Property maintenance is allowed from 6 a.m. to 8 p.m. on weekdays and 7 a.m. to 8 p.m. on weekends.

What to do about it: Match your contractor rules to these times. See HOA rules and enforcing violations.

Is this a lot for a volunteer board to track?

City rules, state law and your own documents all change, and someone has to keep up. If your Rancho Cordova board is deciding between managing itself and hiring help, start with Self-Managed vs. Professional HOA Management, or tell us about your community and we will send you options from affiliated management companies.

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Quick answers

Questions Rancho Cordova board members ask

Is the CFD charge on my tax bill the same as my HOA dues?

No. It is a city special tax collected with property taxes. Your board sets HOA assessments.

Who maintains street landscaping and lights in the newer neighborhoods?

Inside CFD 2014-2, the city uses that tax to maintain public streets, medians, street lights and landscaping. Lots the association owns are yours.

Does the HOA need a permit to remove a common-area tree?

If the tree is protected under Chapter 19.12, yes.

Who do we call about a weedy vacant lot?

Call Code Enforcement at 916-851-8770.

Calendar

A Rancho Cordova board’s year

Maintenance items are general good practice.

January to AprilBid landscape and tree work, file tree permits, and mow open space before fire season.
MayThe fire district mails first weed notices.
June to SeptemberCheck irrigation against watering days.
October to DecemberBuild next year’s budget.

Who to call

Rancho Cordova contacts for HOA boards

OfficePhoneUse it for
Code Enforcement916-851-8770Weeds, property upkeep, rental registration
Planning916-851-8750ADUs, zoning, short-term rentals
Public Works916-851-8710Tree permits
Metro Fire weed abatement916-859-4327Fire clearance standards
Golden State Water800-999-4033Water and rebates
Sacramento County Water Agency916-874-6851Water and rebates
California American Water916-568-4251Water and rebates

The City Council meets on the first and third Monday of each month at 5:30 p.m. at City Hall, 2729 Prospect Park Drive.

Keep going

Where to go next on How2HOA

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This page is general educational information, not legal, financial or insurance advice. How2HOA is not affiliated with the associations or agencies named here. Local ordinances and state law change, and your association’s governing documents control many of these questions, so check the current rule and talk with your association’s attorney or another qualified professional about your situation.