San Mateo County HOA Guide
Foster City HOA Guide: Local Rules for Boards and Owners
Foster City has about 32,000 residents, and about half of its homes are owner-occupied. The city runs its 212-acre lagoon and its rebuilt levee, and its code puts your association’s architectural review ahead of the city’s.
This guide collects the city rules a Foster City board runs into most often, and points you to the How2HOA guide that explains what to do about each one.
Local rules on this page were checked against the City of Foster City’s website, the Foster City Municipal Code and the Estero Municipal Improvement District Code on October 27, 2026. Online codes can lag behind the most recent ordinances, and some city documents would not open for us, so confirm the current rule with the office listed before you act on it. Sources are listed at the bottom of the page.
At a glance
HOAs in Foster City at a glance
We did not find an official count of Foster City’s HOAs or a typical dues figure, so we do not quote one. The public record does show how the city is set up:
A city bond or district charge on the property tax bill is easy to confuse with HOA dues. Those charges pay the city. Association dues pay for what your association owns.
Local rules
Rules that apply in Foster City
Three layers of rules apply to a Foster City association. State law comes first, mainly the Davis-Stirling Act. City ordinances apply to every property, whether or not it is in an HOA. Your governing documents can then be stricter than the city in most areas, and state law limits them in a few. The city does not enforce your CC&Rs, and your CC&Rs do not excuse anyone from a city rule.
Your HOA review comes firstThe city waits for the association.
Where CC&Rs require review by an association or its architectural committee, the owner must complete that review before the city acts, and the association’s written findings must reach the city (section 17.58.070(A)). Getting the findings to the city is the owner’s job, not the city’s. The city’s landscape-modification checklist also asks for an HOA letter where one applies.
That makes a clear, written architectural review process more important here than in most cities. Owners will be waiting on your committee before they can file with the city.
What to do about it: How to Propose Changes to Your Property in a Homeowners Association.
The lagoon and the leveeThe city runs both, and owners keep up the waterfront.
The city operates the lagoon. It raises the water to summer levels in mid-March and lowers it in mid-November for winter storms, and it plans a dredging project for 2027-28. Gas-powered boats are not allowed except for city maintenance and safety boats. Owners must maintain the parts of waterfront property next to or visible from the lagoon (chapter 9.52).
FEMA found in 2014 that the old levee did not meet its standards. Voters approved Measure P in 2018, and the city finished raising and widening the levee in 2024. The city says land inside city limits stays in Zone X, where flood insurance is not mandatory, though FEMA encourages it. The bond costs about $40 per $100,000 of assessed value a year.
What to do about it: What Does Homeowners Association Insurance Cover? and Understanding HOA Reserve Studies.
EMID water rebates for HOAsUp to $10,000 for irrigation customers converting lawn.
EMID pays irrigation-account customers $4 per square foot for lawn conversion or synthetic turf, up to $10,000 each, and $50 per station for smart irrigation controllers, up to $7,500. Associations and multifamily properties on a combined domestic and irrigation meter can get the meter separated at no cost, plus a construction loan of up to $50,000 at 5% over 36 months, paid on the water bill. Every program needs a pre-inspection before work starts. Rebates: (650) 286-3270. Meter separation: (650) 286-8140.
EMID declared a water shortage emergency in 2014, and the city says only certain measures from the district code are in effect. Ask EMID which ones apply before you set irrigation schedules.
A state law passed in 2023 (AB 1572) bars the use of drinking water on nonfunctional turf in HOA common areas starting January 1, 2029. The law stops the watering; it does not require removing the lawn. A board that decides to replace decorative lawn can use a rebate, where one is offered, to pay for part of the conversion.
On owners’ lots, Civil Code section 4735 prevents an association from banning low-water plants or artificial turf as a replacement for lawn.
What to do about it: put the turf conversion in your numbers with Planning Your HOA Budget and Understanding HOA Reserve Studies, then compare landscape bids with the Vendor Comparison Worksheet. For the California rules behind these projects, see California HOA maintenance and repair responsibilities and California HOA reserves.
Private streets and city enforcementWe found no private roads designated for Vehicle Code enforcement.
We did not find a designation of private roads for Vehicle Code enforcement in the parts of Foster City’s code we could read. Where no designation exists, enforcing parking and speed rules on association-owned streets usually falls to the association, so ask the police department whether any roads in your community are designated.
Boats, RVs and street parkingNo boats or trailers stored in front yards.
Your association’s rules can be stricter.
What to do about it: HOA Rules and Enforcing Violations. For the state rules on enforcement, fines and hearings, see California HOA enforcement, fines and disputes.
Carts and yard upkeepNo carts visible from the lagoon except on pickup day.
Trash, recycling and yard-waste carts may not sit in a front yard, including the driveway, or anywhere visible from the lagoon except on pickup days (section 9.52.010(L)). Overgrown or unsightly landscaping, weeds and dead trees are nuisances. Code Enforcement inspects from the street, sends up to three letters and then may refer a case to the City Attorney. If the city abates a nuisance, the cost can become a lien or a charge on the tax bill. Code Enforcement: (650) 286-3238.
What to do about it: How to Minimize Homeowners Association Liability and our HOA maintenance and vendors section.
TreesNo permit for trees on R-1 lots, but other zones differ.
A city handout says homes in the R-1 zone do not need a permit to remove trees on their own property. Landscape changes elsewhere go through architectural review and need an arborist report, drought-tolerant replacement trees and, where it applies, an HOA letter. Ask Planning before removing a common-area tree. Community Development: (650) 286-3220.
What to do about it: How to Hire a Contractor for Your Homeowners Association covers what to require of a tree service before work starts.
RentalsADUs may not be rented for less than 30 days.
Foster City’s transient occupancy tax is 12% on stays of 30 days or less, and it covers houses and apartments (chapter 3.20). ADUs and junior ADUs may not be rented for fewer than 30 consecutive days. We found no short-term rental permit program. California Civil Code section 4741 limits how far an association can restrict rentals generally, but it does not stop an association from prohibiting rentals of 30 days or less.
What to do about it: How to Handle Short-Term Rentals in Your Community and Renting Out Your Home in a Homeowners Association. For the California rules, see our guide to buying, selling and renting in a California HOA.
Work hours and leaf blowersNo leaf blowers on Sundays.
In or within 100 yards of residential districts, construction, repair and landscape-maintenance tools are allowed from 7:30 a.m. to 8 p.m. on weekdays and 9 a.m. to 8 p.m. on weekends and holidays (section 17.68.030). Leaf blowers are allowed only from 8 a.m. to 5 p.m. on weekdays and 9 a.m. to 5 p.m. on Saturdays, never on Sundays or listed holidays, and debris may not be blown onto neighboring property or the street unless it is removed right away. Put these hours in your landscape contract.
What to do about it: Managing Outside Vendors for Your HOA.
Is this a lot for a volunteer board to track?
City rules, district assessments, state law and your own documents all change, and someone has to keep up. If your Foster City board is deciding between managing itself and hiring help, start with Self-Managed vs. Professional HOA Management, or tell us about your community and we will send you options from affiliated management companies.
Compare HOA management optionsQuick answers
Questions Foster City board members ask
Does the city review an owner’s project before our committee does?
No. Under section 17.58.070(A), where CC&Rs require association review, that review comes first and the findings go to the city.
Do owners need flood insurance?
The city says land in Foster City stays in FEMA Zone X, where flood insurance is not mandatory. FEMA encourages voluntary coverage.
Can our HOA get a water rebate?
If the common area is on an EMID irrigation account, it can qualify for up to $10,000 for lawn conversion or synthetic turf, after a pre-inspection.
Can an owner keep a boat in the driveway?
Not stored in the front yard. Boats and trailers belong in a screened side or rear yard or a garage, with up to 72 hours allowed for loading or cleaning, twice in 14 days.
Can our HOA ban short-term rentals?
Yes, if your governing documents say so. Civil Code section 4741 does not stop an association from prohibiting rentals of 30 days or less, though under Civil Code section 4740 an owner who bought before a rental ban took effect is generally not bound by it. Ask your attorney. More in How to Handle Short-Term Rentals in Your Community.
Can our HOA refuse to allow ADUs?
Not outright on single-family lots. Civil Code section 4751 voids provisions that prohibit or unreasonably restrict ADUs. Foster City’s code caps ADUs at 1,200 square feet or half the size of the main home, whichever is less, and junior ADUs at 500 square feet. State law may allow a larger minimum ADU, so ask Planning. Section 4751 still allows reasonable restrictions that do not unreasonably raise the cost of building one or effectively prohibit it, which the association can apply through architectural review.
Calendar
A Foster City board’s year
The dates below follow the agencies’ own programs. The maintenance items are general good practice, not legal requirements.
Keep the year on track: use the Board Meeting Checklist and the Annual HOA Budget Checklist.
Who to call
Foster City contacts for HOA boards
City Hall is at 610 Foster City Boulevard.
| Office | Phone | Use it for |
|---|---|---|
| City Hall | (650) 286-3200 | Main line |
| Community Development | (650) 286-3220 | Planning, architectural review |
| Building permit center | (650) 286-3231 | Permits |
| Code Enforcement | (650) 286-3238 | Property violations |
| Public Works and EMID rebates | (650) 286-3270 | Lagoon, levee, water rebates |
| Water maintenance | (650) 286-8140 | Leaks, meter separation |
| Police non-emergency | (650) 286-3300 | Parking, police matters |
| SMC Fire | (650) 522-7900 | Fire prevention |
| Recology San Mateo | (650) 595-3900 | Trash and recycling |
The City Council meets at 6:30 p.m. on the first and third Mondays of each month.
Keep going
Where to go next on How2HOA
Sources for this guide
These sources open in a new tab.
Foster City Municipal Code: chapter 3.20, occupancy tax; chapter 9.52, nuisances; chapter 10.32, parking; chapter 17.58, architectural review; chapter 17.64, vehicle and boat storage; chapter 17.68, noise; chapter 17.78, ADUs.
City of Foster City: lagoon system; lagoon management plan, 2022; levee system; levee project FAQ; levee project background; levee project news release, 2024; building division; police contact; council meetings; water conservation rebates; public works FAQs; landscape modification requirements; code enforcement; contact us.
Other: U.S. Census Bureau QuickFacts, Foster City; San Mateo LAFCo, Estero Municipal Improvement District; BAWSCA, Estero MID profile; CEQAnet, levee project (SCH 2016012012); San Mateo County Tax Collector; secured property taxes; State of California, property tax important dates.
California law: Civil Code section 4740; section 4741; section 4751; section 4735; AB 1572 (2023).
Professional management
Thinking about management help?
Tell us about your community and we will send you options from affiliated management companies.
Compare HOA management optionsBrowse all HOA topicsThis page is general educational information, not legal, financial or insurance advice. City ordinances and state law change, and your association’s governing documents control many of these questions, so check the current code and talk with your association’s attorney or another qualified professional about your situation.