Orange County HOA Guide

San Clemente HOA Guide: Local Rules for Boards and Owners

San Clemente has about 62,000 residents and a homeownership rate near 67%. Much of its housing was built under seven city specific plans, including Talega, Forster Ranch and Marblehead, and many of those neighborhoods have an HOA.

This guide collects the city rules a San Clemente board runs into most often, and points you to the How2HOA guide that explains what to do about each one.

Local rules on this page were checked against the City of San Clemente’s website and handouts, the Santa Margarita Water District and the Orange County Fire Authority on October 26, 2026. The city’s online municipal code would not open for us, so code sections are cited from city handouts that quote them, and topics we could not confirm, such as street parking time limits and tree permits, are left out. Confirm the current rule before you act on it. Sources are listed at the bottom of the page.

At a glance

HOAs in San Clemente at a glance

No public agency publishes a count of San Clemente’s HOAs or a typical dues figure, so we do not quote one. What the public record does show is how the city was built and who serves it:

Seven specific plansForster Ranch, Marblehead Coastal, Marblehead Inland, Pier Bowl, Rancho San Clemente, Talega and West Pico Corridor each have their own plan document.
Three water providersthe city’s own water utility, the Santa Margarita Water District and the South Coast Water District. Each has its own rules and rebates.
Contract police and firethe Orange County Sheriff’s Department provides police services and the Orange County Fire Authority provides fire and paramedic service.
City sweeps public streets onlythe city tells residents of HOA communities to contact their association about sweeping private streets.

Local rules

Rules that apply in San Clemente

Three layers of rules apply to a San Clemente association. State law comes first, mainly the Davis-Stirling Act. City ordinances apply to every property, whether or not it is in an HOA. Your governing documents can then be stricter than the city in most areas, and state law limits them in a few. The city does not enforce your CC&Rs, and your CC&Rs do not excuse anyone from a city rule.

Short-term rentals and HOA approvalA city operating license requires written approval from the HOA board where an HOA governs the property.

San Clemente regulates rentals of 29 days or fewer under Municipal Code section 17.28.292 and collects a 10% transient occupancy tax under Chapter 3.24. There are two kinds:

  • Short-term lodging units are allowed only in certain mixed-use and multifamily zones shown on the city’s map, and only while less than 20% of housing units are permitted for short-term lodging. The permit is a one-time $140, plus a $105 annual operating license.
  • Short-term apartment rentals are allowed elsewhere only in a single-owner apartment building where the owner or a qualified manager lives on site. The permit is $536, plus the $105 license.

The part that matters most to boards is on the operating license application. It asks whether an HOA governs the property, and if one does, the applicant must submit written approval of the use from the HOA’s governing body. Expect owners to ask the board for that letter, and decide in advance who signs it and on what terms.

License conditions include guest parking on site, no parties or events, a 24-hour contact who can respond on site within 30 minutes, and written notice to owners within 300 feet. Report violations to Code Compliance at (949) 366-4705.

Your own CC&Rs can be stricter. California Civil Code section 4741 does not stop an association from prohibiting rentals of 30 days or less.

What to do about it: How to Handle Short-Term Rentals in Your Community walks through writing a rental rule and handling approval requests. For longer leases, see Renting Out Your Home in a Homeowners Association. For the California rules, see our guide to buying, selling and renting in a California HOA.

RVs, boats and trailersOversized vehicles on residential lots must be set back 20 feet and partly screened.

Under Municipal Code section 17.64.080, an oversized vehicle is one more than 20 feet long, 9 feet high or 7 feet wide. On a residential lot:

  • Oversized vehicles, boats and trailers must sit at least 20 feet back from the curb on a surfaced area with partial screening.
  • An oversized vehicle may use the required driveway only if it is self-powered and operable. Boats and trailers may not be stored there.
  • Owners get up to six loading round trips a year, each with 48 hours to load and 48 hours to unload.

Enforcement is split. City Code Compliance handles RVs on private property, and the Orange County Sheriff’s Department handles parking on public streets. On private association streets, your own rules and state towing law do the work, and the city’s street sweeping does not cover them.

Water rules by providerCheck the water bill: city water and the Santa Margarita Water District have different rules.

City water customers. The city rescinded its Level 2 water alert on April 18, 2023, but its permanent water-waste rules in Chapter 13.12 still apply, including no irrigation runoff. The city’s rebates for lawn replacement, drip conversion and smart timers are for single-family homes only. The city sends commercial accounts, including HOA common areas, to the Municipal Water District of Orange County’s programs at (714) 593-5036.

Santa Margarita Water District customers, including Talega. The district’s permanent rules under Ordinance 2021-05-05:

  • Landscape watering only between 6 p.m. and 8 a.m. Hand watering with a shutoff nozzle and drip are exempt.
  • No irrigation during rain or for 48 hours after.
  • No hosing of hardscape, and leaks fixed within 7 days.

The district has a page for HOAs and large landscapes. It offers free irrigation surveys for sites of an acre or more, a performance-based landscape contract template and presentations to HOA boards. Its commercial turf rebate is up to $2 per square foot, capped at 50,000 square feet of project area a fiscal year, with approval required before work starts. For an owner’s own lawn, the district requires HOA approval before an HOA member applies. Irrigation accounts have had budget-based rates since 2016.

A state law passed in 2023 (AB 1572) will bar the use of drinking water on nonfunctional turf in HOA common areas starting January 1, 2029. On owners’ lots, Civil Code section 4735 prevents an association from banning low-water plants or artificial turf.

What to do about it: put the turf conversion in your numbers with Planning Your HOA Budget and Understanding HOA Reserve Studies, then compare landscape bids with the Vendor Comparison Worksheet.

Landscaping standardsLarge HOA re-landscaping projects trigger the city’s water-efficient landscape review.

The zoning code requires landscaping to be mainly drought tolerant, with at least 60% of required landscaped area in California native species (section 17.68.040), and irrigation breaks and leaks repaired immediately (section 17.68.060).

The state water-efficient landscape review applies to rehabilitated landscapes of 2,500 square feet or more and to new landscapes, pools or water features of 500 square feet or more. A board replacing a large common-area landscape should plan for that review. In canyon areas, permanent irrigation is not allowed and invasive species are prohibited.

Wildfire and fuel modificationIn an HOA community, the association usually maintains the fuel modification zone.

The city says it is in the wildland-urban interface and is on the state’s 2026 Fire Risk Reduction Community List. It links a 2025 CAL FIRE fire hazard severity zone map showing very high, high and moderate zones. Both the city and the Orange County Fire Authority say that where there is an HOA, the HOA usually maintains the fuel modification zone.

OCFA’s vegetation management guideline for new construction, C-05 (January 2026), sets a standard zone of 170 feet and these duties:

  • Maintenance twice a year, in mid-to-late spring and early-to-mid fall, permanently, with the duty recorded in the CC&Rs. OCFA’s sample language lets it enforce as a third-party beneficiary.
  • No combustible mulch in the first 5 feet from a structure.
  • Interior common-area slopes kept to irrigated Zone B standards, and plant changes approved by OCFA.

For common areas with no fuel modification plan, OCFA’s 2026 guidance for HOA common areas covers the 100 feet around structures: groundcover under 2 feet, shrubs in groups of three or fewer spaced 15 feet apart, hedges no taller than 5 feet, tree branches 10 feet from structures and ornamental grasses sheared each spring. A biologist’s or geologist’s report is needed before work in sensitive areas.

After the Norte Fire, the city warned on October 16, 2026 of flood and debris-flow risk in burn areas during rain and offered free sandbags at San Gorgonio Park and Steed Memorial Park. OCFA’s South County inspection office is at (949) 347-2240.

What to do about it: How to Minimize Homeowners Association Liability, and for coverage questions, Rising HOA Insurance Costs in California and the FAIR Plan. For what the association’s insurance has to cover, see California HOA insurance requirements.

Weeds on undeveloped landWeeds on undeveloped property must be cut to 1 inch by May 15.

The city mails weed abatement notices each April to owners of undeveloped property. Weeds must be cut to 1 inch or lower by May 15 and kept clear all year. If the owner does not act, a city contractor clears the lot between May 15 and July 1 and bills the owner plus an administrative fee, and unpaid charges become a lien on the tax roll. An association that owns undeveloped lots should expect that notice.

Code Compliance refers hillside vegetation fire hazards to OCFA.

What to do about it: our HOA maintenance and vendors section.

Gas leaf blowers and work hoursGas leaf blowers are prohibited, and electric blowers have set hours.
Gas blowers (Chapter 8.50)prohibited, apart from city contractors under contracts in effect on September 7, 2021.
Electric blowersmust be rated at no more than 65 decibels at 50 feet, may run 7 a.m. to 6 p.m. on weekdays and 8 a.m. to 6 p.m. on weekends and holidays, and may not push debris into streets, gutters or storm drains.
Construction (section 8.48.090(E))7 a.m. to 6 p.m. on weekdays and 8 a.m. to 6 p.m. on Saturdays, with none on Sundays or nine federal holidays.
Permitted grading and landscape work7:30 a.m. to 5:30 p.m. on weekdays only, unless the City Engineer approves otherwise in advance.

Commercial landscapers must show their business name, phone number and city business license number on each blower. Put these rules in your landscape contract.

Special tax districtsSome neighborhoods pay a city or school special tax on top of HOA dues.

These charges appear on the property tax bill and are separate from association dues.

  • CFD 2006-1, Marblehead Coastal. The city formed it in 2007 to pay for roads, parks and trails, storm drains and utilities. The tax rises 2% a year and cannot be levied after fiscal year 2060-61. For 2022-23 the residential rates ranged from $6,507.12 to $13,579.62 per parcel, depending on home size.
  • CFD 90-2, Talega. A Capistrano Unified School District special tax for school facilities. See our Talega guide.
  • CFD 99-1. The County of Orange lists a second city district under this number. We could not confirm which area it covers.
Coastal zone, trash and storm drainsThe coastal zone generally runs inland to Interstate 5.

About 15% of the city is in the coastal zone. The Coastal Commission certified the city’s Land Use Plan in 2018, but its Implementation Plan was not yet certified when we checked, so many coastal permits still go through the Coastal Commission. Ask Planning before exterior work on a coastal-zone property.

CR&R is the city’s trash hauler. Multifamily complexes have had to subscribe to organics collection since January 1, 2022, under an ordinance with fines. Discharges to storm drains are a code violation, and newer projects carry a water quality management plan with ongoing maintenance duties that pass to the association.

What to do about it: Maintaining Your HOA Records covers keeping plans like these where the next board can find them.

Is this a lot for a volunteer board to track?

City rules, state law and your own documents all change, and someone has to keep up. If your San Clemente board is deciding between managing itself and hiring help, start with Self-Managed vs. Professional HOA Management, or tell us about your community and we will send you options from affiliated management companies.

Compare HOA management options

Quick answers

Questions San Clemente board members ask

Does the city need our HOA’s approval for a short-term rental?

Yes. If an HOA governs the property, the city’s operating license application requires written approval of the use from the HOA’s governing body. Your CC&Rs may also prohibit short stays. More in How to Handle Short-Term Rentals in Your Community.

Can an owner keep an RV in the driveway?

Only if it is self-powered and operable, and on a residential lot oversized vehicles must otherwise be set back 20 feet with partial screening. Boats and trailers may not be stored in the required driveway. Your CC&Rs can be stricter.

Can our landscaper use gas leaf blowers?

No. Gas blowers are prohibited in San Clemente, and electric blowers have set hours and noise limits.

Who maintains the fuel modification zone behind our homes?

In an HOA community, usually the association. Check your fuel modification plan and CC&Rs, and plan for maintenance in spring and fall.

Can our HOA get a rebate for replacing common-area lawn?

City water rebates are for single-family homes, so city water customers go to the Municipal Water District of Orange County. Santa Margarita Water District customers can apply to the district. Get approval before work starts.

When is the weed deadline for our undeveloped lot?

May 15. The city mails notices in April and can clear the lot and bill the owner after that date.

Calendar

A San Clemente board’s year

The dates below follow the agencies’ own programs. The maintenance items are general good practice, not legal requirements.

WinterClear drains before storms. Near burn areas, check slopes and drainage after heavy rain.
AprilThe city mails weed abatement notices for undeveloped property.
Mid-to-late springFirst fuel modification maintenance cycle. Shear ornamental grasses in common areas.
May 15Weed clearance deadline for undeveloped property.
SummerFire season. Keep the 5 feet around buildings free of combustible mulch.
Early-to-mid fallSecond fuel modification maintenance cycle.
FallBudget season. Price slope work, landscape conversion and the 2029 turf deadline into next year’s budget and reserve plan.

Keep the year on track: use the Board Meeting Checklist and the Annual HOA Budget Checklist.

Who to call

San Clemente contacts for HOA boards

City Hall is at 910 Calle Negocio.

OfficePhoneUse it for
City Hall(949) 361-8200General questions
Code Compliance(949) 366-4705Short-term rentals, RVs on private property, weeds, blowers
Community Development(949) 361-6100Planning, building and specific plans
Engineering(949) 361-6131Grading and landscape permits
Maintenance Services(949) 361-8317City trees, medians, public streets
City Water Conservation(949) 361-6127City water rules and rebates
Utilities and pollution hotline(949) 366-1553Water leaks, sewer and storm drain spills
Sheriff’s Department, police services(949) 770-6011Street parking and after-hours noise
Orange County Fire Authority(714) 573-6000Fire agency
OCFA South County inspections(949) 347-2240Fuel modification and fire inspections
Santa Margarita Water District(949) 459-6420District water service and HOA programs
MWDOC rebates(714) 593-5036Commercial and HOA turf and drip rebates
CR&R(877) 728-0446Trash, organics and bulky items

Keep going

Where to go next on How2HOA

Professional management

Thinking about management help?

Tell us about your community and we will send you options from affiliated management companies.

Compare HOA management optionsBrowse all HOA topics

This page is general educational information, not legal, financial or insurance advice. City ordinances and state law change, and your association’s governing documents control many of these questions, so check the current code and talk with your association’s attorney or another qualified professional about your situation.